Auto Insurance to Fit Your Budget and Needs
Low Cost Commercial Auto Insurance in Douglasville
We Love to help Uninsured Drivers!
No Insurance? Insurance Canceled? Too Many Tickets? They don't want you? We Do! We love helping Uninsured Drivers get legal.
We have Great Rates for Boat Insurance!
Let us help you provide coverage for Small Boats, House Boats, Yachts, Mega Yachts, and More.
We Can Insure Where You Live!
House, Mobile Home, Renters … we can insure wherever you live. Has it been over three years since you compared your coverages and rates? Let us close coverage gaps and find more discounts.
Insurance for All Your Toys!
If you need a policy for a motorcycle, ATV, watercraft, RV or Camper Trailer, our agency has a policy to fit your budget.
Our agency uses the most state-of-the-art software to make sure you get all the discounts you deserve while comparing with all the many companies we have available for you.
Let us do the searching for you for free! Call our office for a Quick Quote and visit our website.
The most common car insurance exclusions include:
- Excluding a certain driver. The insurer may exclude a high-risk driver in the client's household. This will save the policyholder some money. Once excluded, that person should not drive the covered car. Otherwise, if the excluded driver causes an accident while uninsured, the policyholder may face several penalties, including fines, the chance of being dropped by the insurer and denial of all claims.
- Damaging the car on purpose. Intentionally damaging the car is another typical exclusion. Companies will investigate the cause of the damage before resolving any claim. If the damage was caused on purpose, the claim will be rejected and the policyholder can be even accused of fraud attempt.
- Using a personal car for commercial purposes. Many insurance companies will not cover an accident if the vehicle was used to deliver goods or materials at the moment of the accident. For any commercial use, the policyholder must purchase commercial car insurance.
- Custom equipment. In order to cover custom parts and equipment, the client must purchase an endorsement. Furthermore, some companies may not agree with customizing a car beyond certain limits and will drop coverage. Make sure to talk to one of our insurance representatives about covering your custom equipment.
Our agency is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different insurance carriers. In this way, clients have access to offers from multiple carriers all in one place.
Don’t exchange personal information following an auto accident?
You generally only need give the other driver your name and information (name & phone number of your insurance company).
- Would you give a stranger your driver’s license number?
- Would you let a stranger photograph your driver’s license?
- Would you give a stranger your home address?
- Would you give a stranger your home phone number?
- Did you know that some accidents are staged just to steal your personal information?
Take steps to protect yourself, your property and your identity
National Association of Insurance Commissioners (NAIC) has developed a mobile application – “Wreck-Check” to help you take the guesswork out of what information to share. It’s free and available for both iPhone & Android smartphones.
WreckCheck App for Smartphones
In the course of your lifetime, an auto accident is bound to happen. When it does, take some of the guesswork out of a tense situation with the NAIC's WreckCheck™. This free mobile app for iPhone® and Android® smartphones outlines what to do immediately following an accident and walks users through a step-by-step process to create their own accident report.
Don't have a smartphone? Download a printable accident checklist and other tips for staying calm, safe and smart on the road.
