Errors and Omissions Insurance to fit your budget and needs
Low Cost Professional Errors and Omissions Insurance in Douglasville

What type of motorcycle insurance coverage do I need?
Warmer weather beacons you to revel in the open road — which also means plenty of ways to run into trouble. Not to fear! Outfitting your policy with the right coverages will help you stay protected no matter what arises.
Liability Insurance
Liability includes bodily injury and property damage protection and is almost always required. If you ever cause an accident with your motorcycle, liability coverage helps protect you from having to pay others' injury or repair bills.
​When deciding how much liability insurance to get, a good rule of thumb is to get as much protection as you can comfortably afford.
Comprehensive and collision coverage
While liability is all about covering the other driver's expenses after an accident, collision coverage helps repair your bike if you cause an accident. Collision also helps cover the cost of riding apparel and helmets damaged in a covered incident.
Comprehensive coverage, on the other hand, kicks in after a non-collision incident such as a stolen motorcycle or that dead tree limb crashing down on your ride. Comprehensive can help pay the damage or even replace your motorcycle altogether.
- Defense Costs–Defending against claims of professional error or incompetence is usually very expensive and time-consuming. Trials will generally involve expert testimony and technical arguments and the likelihood of resolving issues quickly (particularly via a settlement) is extremely low.
- Identifying A Loss–The timing between when a loss occurs and when a claim or suit is filed can be a mystery. A professional may find out she's being sued today for something that happened ten years ago. The potential for a huge time gap before a loss arises makes professional liability a very difficult type of business to underwrite and to price.
You have invested a lot in your business and your profession. It is important to be sure that you take the steps to deal with the special as well as the routine sources of loss. As usual, it is always a good idea to discuss your questions and needs with one of our insurance professionals.